En esta noticia
The U.S. government has launched new measures to strengthen immigration and financial controls within the banking system. The decision was driven by an executive order signed by Donald Trump and applies to banks overseen by federal agencies.
The measure will allow stricter reviews of customers with outdated immigration documentation or inconsistencies in financial records. In some cases, institutions could restrict transactions or close bank accounts.
New law: banks will now review immigration status
The order requires strengthening identity verification policies and customer controls. Banks will have to review more carefully the documentation submitted by certain users.
Authorities are mainly aiming to detect inconsistencies linked to ITIN numbers, expired immigration permits, or differences between federal records.
What can happen to bank accounts
The government clarified that there will be no automatic account freezes for immigration-related reasons. However, banks will be able to apply additional checks and request new documentation.
Among the situations that could trigger restrictions are:
- Expired immigration documentation.
- Problems validating identity.
- Inconsistencies in tax records.
- Suspicions of financial fraud.
Which banks will be affected by the measure
The provision affects financial entities regulated by U.S. federal agencies. Banks will have to comply with new control and monitoring requirements for some customers.
Experts noted that millions of immigrants legally use bank accounts with foreign passports or ITIN numbers. Even so, they recommended keeping all documentation up to date to avoid temporary blocks or account closures.